Temporary Motorbike Insurance

We’re partnered with Tempcover to help you find temporary motorbike insurance.

There’s nothing like hitting the open road on your motorbike. But while getting on two wheels might offer an abundance of freedom, you need to make sure you’re protected and on the right side of the law first.

Temporary motorbike insurance is a flexible and affordable solution for riders who only need cover for a short period of time. With a temporary policy, you’re covered for the time you want, from one day to one week.

Whether you’re picking up a new motorcycle, borrowing a friend’s or have a classic bike you only ride occasionally, motorbike insurance from Tempcover can help you save time and money and get you on the road in no time.

Get a £5 Amazon gift voucher when you purchase a Tempcover policy. T&Cs.


Short-term motorbike insurance to suit you

Full cover, no impact

Full cover, no impact

Get fully comprehensive cover on their standard short term bike insurance policies – plus it won’t affect your no claims discount

Hourly, daily, weekly

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day insurance cover available – don’t pay for cover you don’t need

All customised, nothing added

Fully customised

Customise your policy to suit your situation – get the policy you want and even choose the minute you want your policy to begin

Tempcover Reviews

“Extremely easy to arrange cover for a few days and documentation was available immediately. This is the second time I’ve used Tempcover and would definitely use them again.”


Mr Pickstock (April 2023)

“I use Tempcover and have been most happy with their efficiency and prices – highly recommend them when you are in need of immediate insurance.”


Kerry Bishop (April 2023)


Temporary motorbike insurance FAQ

Yes, you can insure a bike for just one day. A short-term policy can last from 1 day to 1 week depending on how long you need it for.

For all your temporary riding needs, whether you’re borrowing from a friend, test riding a new ride or just need temporary cover while you arrange annual insurance, one day motorbike insurance can be the perfect solution.

You may think that borrowing a bike for a day without the right insurance is no big deal, but if you’re caught by the police riding without the correct insurance, you could face an unlimited fine and penalty points.

It’s never worth the risk, so the easiest and often the cheapest way to ensure you have the proper legal cover is with one day motorcycle insurance.

The panel of insurers they work with don’t offer a one-month temporary motorbike insurance policy at the moment. But in theory, there’s nothing stopping you from taking out several one-week motorbike insurance policies in succession, you’d just need to reapply and pay for the arrangement each time.

Yes. You don’t have to be the legal owner to get insured to drive any vehicle. But the owner will need to have a policy that they’re named on if they still want to drive it – and your new policy doesn’t include them unless you directly request so. It also doesn’t replace their policy, there can be more than one policy on a bike at a given time.

You could if your insurer offers a ‘multicar’ type arrangement, but this could be a drawn-out process and cause big changes to your premiums. If you’d like to ride another bike for a short while, it can often make more sense to take out a separate, short term insurance policy instead.

How much you’ll pay for any motor insurance policy depends on lots of factors. Some of these are out of your control, such as your age and where you live, while the rest will be determined by the policy type of your choosing – including its length and the level of cover.

While premiums will vary significantly, the average annual motorcycle insurance policy comes in at around £340 a year for comprehensive cover. Meanwhile, short term motorcycle cover starts from as little as £20 a week, which is why it’s a sensible choice if you only use a motorbike some of the time.

What is short-term motorcycle insurance?

Short term motorbike insurance cover can provide you with fully comprehensive motorbike insurance for a length of time that suits you. 

There are lots of scenarios where short-term motorcycle insurance can come in handy, including:

When borrowing a bike – borrowing a friend or family member’s motorcycle is a great way of staying on the road if your ride is in for a service or repairs. If you don’t want to impact any existing policy or No Claims Discount, choose temporary motorbike insurance for separate, standalone, impact-free cover.

When you’re test riding a bike – it’s important to remember that while on a test ride, you still need to be properly insured. If you just want cover for a few days, you can get it with short term motorbike insurance without signing up for unnecessary long-term cover.

When you’re collecting your new motorbike – Once you’ve done the test ride – you’ll want to pick it up as soon as possible. But if you haven’t arranged on-going insurance, you won’t be able to drive away on your new wheels. Take the time to find the right cover going forward and still ride your bike home with temp motorbike insurance.

In an emergency – Anything can happen when you’re riding a bike, so if you need to hop onto another one quickly, choose temporary bike insurance and get the right insurance in minutes. Your cover can begin straight away, and your documents are emailed instantly so you can be on the road without delay.

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