Get fully comprehensive cover on their standard short term bike insurance policies – plus it won’t affect your no claims discount
Choose the duration you want with 1-12 hour and 1-28 day insurance cover available – don’t pay for cover you don’t need
Customise your policy to suit your situation – get the policy you want and even choose the minute you want your policy to begin
“Extremely easy to arrange cover for a few days and documentation was available immediately. This is the second time I’ve used Tempcover and would definitely use them again.”
Mr Pickstock (April 2023)
“I use Tempcover and have been most happy with their efficiency and prices – highly recommend them when you are in need of immediate insurance.”
Kerry Bishop (April 2023)
Short-term motorbike insurance, also known as temporary motorbike insurance, provides coverage for a limited period, ranging from one day to a few weeks or a month. It allows riders to insure a motorbike for a short period without committing to a full-year policy. You choose the exact duration you need, making it flexible and cost-effective.
Short-term motorbike insurance is ideal for anyone needing temporary cover. This includes people borrowing a motorbike, taking a test ride, using a bike for a one-off trip, or riding only occasionally. It’s also useful for those with seasonal or infrequent riding habits, allowing them to insure a bike only when they use it.
Yes, many providers offer 1 day motorbike insurance, which is perfect for single-day needs like borrowing a bike, a test ride, or a specific journey. Single day motorbike insurance provides comprehensive cover for 24 hours, allowing you to ride legally without paying for additional days.
No, short-term motorbike insurance is separate from your annual policy and won’t affect your existing no-claims bonus. This makes it a safe choice if you only need temporary cover and want to keep your primary policy and no-claims bonus intact.
Temporary motorbike insurance can typically be set up and activated almost instantly. Many policies allow for same-day activation, so you can secure cover within minutes. This is ideal for last-minute needs, such as emergency rides or spontaneous trips.
Yes, short-term motorbike insurance is often more affordable for those who only need coverage occasionally. You only pay for the days or weeks you need, which can be much cheaper than a full-year policy if you don’t ride regularly. Comparing quotes can help you find the best deal on temporary cover.
Temporary motorbike insurance, also known as short-term motorbike insurance, provides cover for riders who only need to insure a motorcycle for a limited period. Depending on the provider and policy, cover may be available for a single day, a weekend, a week or several weeks.
Temporary motorbike insurance can be useful when borrowing a motorcycle, buying a new bike, taking a test ride or using a motorcycle for a specific short-term requirement. The available duration, level of cover and eligibility requirements will depend on the insurer and your circumstances.
This guide explains how temporary motorbike insurance works, who may benefit from it and what to consider when comparing policies.
Temporary motorbike insurance provides cover for a limited period without requiring you to take out a standard annual policy. It can be suitable when you only need to use a motorcycle temporarily and don’t want cover that extends beyond your immediate requirements.
Depending on the provider, policies may be available for different periods, including:
Always check the policy details carefully, as available durations, vehicle eligibility and levels of cover vary between providers.
Temporary motorbike insurance can be useful for riders who have a specific need for a motorcycle but don’t require an annual policy. Common situations include:
If you occasionally borrow a motorcycle, temporary cover may allow you to insure your use of the vehicle separately from the owner’s existing policy. Check that the policy permits the type of use you require and that both the vehicle and driver meet the eligibility requirements.
If you’re considering buying a motorcycle, temporary cover may be available for a test ride or a longer journey before making a purchase. Make sure the policy specifically allows test riding and check whether the seller or dealer has any additional requirements.
Some riders only use their motorcycles at certain times of the year or for occasional trips. Temporary motorbike insurance can provide an alternative when annual insurance isn’t appropriate for the period of use.
If you need to use a motorcycle temporarily for work, such as a specific delivery or business event, some providers may offer suitable cover. Business use can have different requirements from social or commuting use, so check the permitted use before taking out a policy.
Temporary insurance can also be useful when you need to use a motorcycle unexpectedly or for a specific journey. The availability of same-day cover will depend on the provider and your circumstances.
Temporary cover can offer several advantages for riders with short-term insurance needs:
The exact benefits of temporary motorbike insurance will depend on the insurer and policy, so always check the terms before purchasing.
One-day cover can be suitable when you only need to insure a motorcycle for a single day. This might include borrowing a bike, taking a test ride or making a specific journey.
Weekly cover provides protection for a longer temporary period and may be useful for holidays, short-term use or borrowing a motorcycle for several days.
Monthly cover can be suitable when you need a motorcycle for several weeks but don’t want to arrange an annual policy. It may be useful for temporary work, extended trips or other short-term circumstances.
Some insurers offer temporary policies that allow motorcycles to be used for specific business purposes. If you’re using a bike for deliveries, work-related journeys or an event, make sure the policy specifically permits that type of use.
Temporary cover can be appropriate in a range of circumstances, including:
When comparing temporary motorbike insurance, don’t focus solely on the price. Consider the overall level of protection and whether the policy is suitable for how you intend to use the motorcycle.
Important factors include:
Comparing these factors can help you find a policy that provides suitable protection for the period you need.
When choosing temporary motorbike insurance, make sure the policy matches the length of time you need the motorcycle and the way you intend to use it.
Before arranging cover, consider how long you need the motorcycle, how you’ll use it and what level of protection is appropriate.
Check the policy details for:
Don’t assume that all temporary policies offer the same protection. The terms can vary considerably between providers.
Temporary motorbike insurance can be a practical option when you need temporary cover rather than an annual policy. Depending on the provider, options may be available for a single day, a week, a month or another specified period.
Whether you’re using temporary motorbike insurance for borrowing a motorcycle, taking a test ride, making a specific journey or using a bike temporarily for work, comparing the available policies can help you find cover that suits your circumstances.
Before purchasing, check the duration, level of cover, permitted use, excess, exclusions and eligibility requirements to make sure the policy is appropriate for your needs.
And if you’re looking for used motorbikes, browse our listings to find a motorcycle that suits your riding style and budget.
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