Temporary Car Insurance

We’re partnered with Tempcover to help you find temporary car insurance.

Temporary car insurance is short-term cover that’s ideal for when you need to borrow a car, pick up a new vehicle, or just share a long drive. 

Whenever you need to use a car that you’re not already insured to drive, temporary car cover is a flexible and affordable option. 

Short-term or temporary car insurance is an ideal choice for drivers looking for a flexible, cost-effective option. 

It can help you get the cover you need for the time you want and is unbelievably quick and easy. Tempcover compare prices from their panel of insurers so if you’re looking for cheap temporary car insurance they can get you covered and out on the road in minutes. 

Get a £5 Amazon gift voucher when you purchase a Tempcover policy. T&Cs.


Short-term car insurance to suit you

Full cover, no impact

Full cover, no impact

Get fully comprehensive cover on their standard short term car insurance policies – plus it won’t affect your no claims discount

Hourly, daily, weekly

Hourly, daily, weekly

Choose the duration you want with 1-12 hour and 1-28 day insurance cover available – don’t pay for cover you don’t need

All customised, nothing added

Fully customised

Customise your policy to suit your situation – get the policy you want and even choose the minute you want your policy to begin

Tempcover Reviews

“Extremely easy to arrange cover for a few days and documentation was available immediately. This is the second time I’ve used Tempcover and would definitely use them again.”


Mr Pickstock (April 2023)

“I use Tempcover and have been most happy with their efficiency and prices – highly recommend them when you are in need of immediate insurance.”


Kerry Bishop (April 2023)


Temporary car insurance FAQ

They can have a quote with you in just 90 seconds. Simply let them know your details by starting the quote process and you’ll have an idea of the price you’ll pay for the cover you need. From there, let them know if you’d like to proceed. Once it’s all confirmed, your cover will start at the time you choose for the period you’ve chosen.

If you’re looking for cheap temporary car insurance, you’ll be able to find quotes for temporary car cover that range from hours up to 28 days. While prices will vary depending on a number of factors such as the driver, their driving history, and the vehicle.

Yes, you can still tax your car whether you have a short-term policy or standard annual cover.

Once you’ve purchased your temporary car insurance policy, the details of your cover will be passed to the Motor Insurance Database (MID). This process can take up to seven days, so in some instances, your policy may have finished before the details have been added to the MID.

To ensure you have valid proof of your short term car insurance, we recommend you print or keep a copy of your Insurance Certificate on your phone as this is all the proof of insurance you need, and gives you legal entitlement to drive the car.

The vehicle you wish to insure must have a valid MOT. But you can take out temporary car cover to drive the vehicle to a pre-booked MOT appointment.

Here are just some of the everyday situations where temporary car insurance would be useful.

Borrowing a car

Sharing a long drive

Driving on holiday (the UK and in the EU)

Test driving a new car

Driving away a new car after buying

Car sharing for work or pleasure

In an emergency

For your business

Temporary car cover for young drivers

What is short-term car insurance?

Short-term car insurance gives you fully comprehensive car insurance for a duration that suits you. To get this temporary insurance, you just need to tell Tempcover a few details about the driver, the car, and the journey, then choose when you want your cover to begin and for how long.

Whether you’re borrowing a car for a few hours or sharing the drive for a weekend away, you can find a temporary car insurance policy that works for you. It’s designed to suit occasions where you need flexibility. You might be looking for one-day insurance or hourly car insurance for a quick journey. For temporary driving, you get the cover you need for the time you want.

Alternatively, you could be a student home from university, or a young driver needing cover occasionally. Either way, Tempcover have short-term car insurance for students and temporary car insurance for young drivers, helping you get cover when you need it so you can save money.

Not sure when you’ll be driving next? Rather than declaring your vehicle as SORN, you can insure yourself for when you need it with temporary car insurance. As long as the vehicle is taxed and on private property, short-term car insurance is a great option for occasional driving.

MotorHype is the UK’s leading online car selling website that advertises used cars for sale, motoring news, car shows and hosts an extensive car forum.

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