Motorbike Gap Insurance
Motorbike Gap Insurance

We’re partnered with GAPInsure.com to help you get motorbike GAP Insurance.

GAPInsure.com is a leading provider of Guaranteed Asset Protection (GAP) insurance in the UK. They offer a unique monthly GAP Insurance product, allowing customers to pay over the full term of the policy by direct debit.

GAP Insurance covers the difference between what your motorbike insurer pays out in the event of your motorbike being written off or stolen, and the original amount you paid for it or the amount you owe to a motorbike finance company.

They are rated excellent on Trust Pilot and all their gap insurance products are underwritten by Arch Insurance, a UK based A rated insurer.

GAPInsure.com simplifies the motorcycle GAP insurance process, saving you time and giving you the confidence to make the right choice.

Why use GAPInsure.com

Motorbike Gap Insurance

Fast, Simple and Secure

You can conveniently set up a gap insurance policy online in just a couple of minutes!  It’s as simple as a few clicks!

Motorcycle Gap Insurance

Pay Monthly by Direct Debit

Monthly payments of the same amount can be made via Direct Debit throughout the entire duration of the policy.

GAPInsure.com

5 Star Customer Service

GAPInsure.com take pride in their customer service, which has been recognized with a 5-star rating on Google. 

GAPInsure.com Reviews

“A simple easy experience that met all my needs.
From start to finish 5 minutes to use the website and get gap insurance for my vehicle.”

Stars

Alun Cleaver (Feb 2024)

“Great service, explained everything to me and was really helpful. Great prices too. Highly recommend this company.”

Stars

Julie (Feb 2024)

Trustpilot

Motorcycle GAP Insurance FAQ

Motorbike GAP Insurance is a type of coverage that pays the difference between the market value of your motorbike at the time of a total loss (due to theft or accident) and the original amount you paid for it or the outstanding amount on a finance agreement.

If your motorcycle is stolen or written off, your standard motorcycle insurance will only cover its current market value, which could be significantly less than its original cost or the amount you owe on a finance agreement. Motorcycle GAP Insurance covers this ‘gap’, ensuring you’re not left out of pocket.

Yes, Motorbike GAP Insurance covers the ‘gap’ if your motorbike is stolen and not recovered, as long as the theft is covered by your comprehensive motorbike insurance policy.

Yes, you can get Motorbike GAP Insurance on a used bike. The key factor is not the age of the bike, but whether you would face a financial shortfall if the bike was written off or stolen.

The payout is calculated as the difference between the market value of your motorcycle at the time of the total loss and the original amount you paid for it or the outstanding amount on a finance agreement.

You can secure Motorbike GAP Insurance from a variety of insurance providers, including GAPInsure.com. It’s crucial to compare different policies and shop wisely to ensure you’re not only getting the most cost-effective deal, but also the coverage that best suits your needs from trusted providers like GAPInsure.com.

What is Motorbike GAP Insurance?

Motorbike GAP (Guaranteed Asset Protection) insurance is a type of coverage that provides financial protection for motorcycle owners in the event of a total loss. This can occur if your motorbike is stolen or written off in an accident.

What Does Motorbike GAP Insurance Cover?

When a motorbike is declared a total loss, the payout from a standard motorbike insurance policy is typically based on the market value of the bike at the time of the incident. However, this amount can be significantly less than what you originally paid for the bike or what you may still owe on a finance agreement.

This is where Motorbike GAP insurance comes in. It covers the ‘gap’ between the market value of your motorbike and either the original purchase price or the outstanding finance. This means that if your motorbike is written off or stolen, you won’t be left out of pocket.

Why Consider Motorbike GAP Insurance?

Motorbikes, like cars, depreciate over time. The moment you drive your new bike off the forecourt, its value starts to decrease. If your motorbike is stolen or written off, your standard motorbike insurance will only cover the current market value, which could be considerably less than its original cost.

If you’ve purchased your motorbike with a finance agreement, you could end up owing more on your loan than what your motorbike is worth at the time of the loss. Motorbike GAP insurance can cover this shortfall, ensuring you’re not left with outstanding debt for a bike you no longer have.

Conclusion

Motorbike GAP insurance provides valuable protection for motorbike owners. It offers peace of mind, knowing that you won’t face significant financial loss if your motorbike is written off or stolen. As with any insurance product, it’s important to read the terms and conditions carefully to understand what is and isn’t covered. Always consider your individual circumstances and needs before purchasing.

MotorHype is the UK’s leading online car selling website that advertises used cars for sale, motoring news, car shows and hosts an extensive car forum.

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